People complain and sue businesses about getting a spam mail but they don’t voice their opinions to politicians bringing the nation down neither do they complain about national or international scams. Courage works in different ways!
An average person struggles with saving money but does not struggle too much to spend on expenses both for personal needs and wants.

So how about seeing savings as a “definitely required” expense? This way people may be able to save more. Saving money should not seem like a painful exercise.
image credits: Thanks to Alan
the world’s largest social network has lost 6m US visitors, a 4% fall, according to analysis firm SocialBakers. In the UK, 1.4m fewer users checked in last month, a fall of 4.5%. The declines are sustained. In the last six months, Facebook has lost nearly 9m monthly visitors in the US and 2m in the UK.
via Facebook loses millions of users as biggest markets peak | Technology | The Guardian.
I have to agree not because I have access to more statistics but I can observe statistics in my own timeline. From few hundred people that I follow from across the world, the individual usage has dropped. These people are not celebrities but average Facebook users.
My timeline for the most part is filled with updates on pages and other celebrity stars (mostly in the tech world). My friends are not logging onto Facebook as much or as often. The common word I hear from the lot is “we are bored!” and “there is nothing new to check..”. Same as the study, I am finding more sharing activities from my Indian friends compared to those from US, UK and Australia.
I am finding that less updates from friends also means less interactions and hence less time spend on Facebook – and this is not a bad thing at all.
MacBook Pro declared best performing Windows laptop
via MacBook Pro declared best performing Windows laptop | Apple – CNET News
Is this an irony or what! Well such is life.
In “The fallacy of financial literacy,” Jill Schlesinger, CFP and editor-at-large for CBS MoneyWatch, argues that pain is a more effective motivator than any financial literacy program.
via Spare change: The financial literacy edition.
Yes, it is either the pain or the dreams that motivate people to work towards financial literary and ultimately financial freedom.
There is no question that putting all of these lectures and knowledge online is going to change things. But I am also a big fan of what happens when a teacher and a small group of students get together in a classroom and real personal interaction happens.
via A VC: Online Learning and Higher Ed.
A challenge to solve would be to increase collaboration and connectivity between participants taking a course and make it as frictionless as possible. The mature age learners could learn more from the smart interactions and collaborations which crosses cultural and physical barriers.
(104) The Power Of One Unique Visitor – @semil’s blog – Quora.
I love this story. The story is about a couple having difficulties conceiving a child and the help they received along the way. God has mysterious ways in helping us. Read it, share your perspective and share it with your friends who may benefit from this.
Microsoft’s Office for iOS, Android: Not until fall 2014?
via Microsoft’s Office for iOS, Android: Not until fall 2014? | ZDNet.
The problem with the delays is the more delayed they are, the more irrelevant they will become. Google Drive has come a long way and it may be a matter of time before we see them supporting the Microsoft formats.
A must see slide deck for all vegetarians and non-vegeterians by Bill Gates. Read, observe and digest. It is a topic worth your time and thought.
